<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-score.12","prevPageNumber":10,"bottomArticles":[{"date":"Tue Aug 30 11:21:28 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220479_CM_AverageCreditScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","previewDescription":"A credit score is a number ranging from 300-850 that measures your creditworthiness\u2014the higher the score, the better. There are several types of credit scores as well as several components that go into one.","title":"What is the Average Credit Score by Age or State?","pagePath":"/articles/what-is-the-average-credit-score-by-age-or-state","imageAlt":"A drawn map of the United States with each state labeled.","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-score"]},{"date":"Mon Aug 08 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220471_CM_DoesPQAffectScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"If you find yourself tempted to \u201csee if you pre-qualify\u201d on a credit card company website, but you\u2019re concerned about impacting your credit score, don\u2019t worry. No, submitting a pre-qualification request does not affect your credit score.","title":"Does Pre-Qualification Affect Your Score?","pagePath":"/articles/does-pre-qualification-affect-your-score","imageAlt":"Bird\u2019s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Wed Aug 03 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220465_CM_DoPACCAffectScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"If you\u2019ve received a pre-approved credit card offer, you\u2019ll be happy to know that no, it doesn\u2019t affect your credit score. ","title":"Do Pre-Approved Credit Card Offers Affect Your Credit?","pagePath":"/articles/do-pre-approved-credit-card-offers-affect-your-credit","imageAlt":"A pre-approved credit card offer letter, which does not affect your credit score","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-score.10","prevPageUrlMobile":"/articles/topics/credit-score.10","prevPageNumberMobile":10,"topArticles":[{"date":"Tue Sep 19 00:00:00 PDT 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/09/230419_DA_BNPLBadCredit_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Buy now, pay later is an attractive offer if you have bad credit. But how likely are you to get approved?","title":"Buy Now, Pay Later with Bad Credit: Is It Possible?","pagePath":"/articles/buy-now-pay-later-with-bad-credit-is-it-possible","imageAlt":"A woman on her mobile phone makes a ponderous expression, wondering if it is possible to use buy now, pay later with bad credit ","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips","credit-one-central-topics:shopping","credit-one-central-topics:building-credit"]},{"date":"Wed Apr 05 00:00:00 PDT 2023","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2023/04/230104_DA_BuyAHouse_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Buying a house is an adventure, but where do you start? Home loans are almost exclusively offered through financial institutions like banks, credit unions, and dedicated mortgage lenders. The terms you get will depend on a variety of factors, including the lender. But the vast majority of bank mortgages are compliant with certain conventional standards, which allow lenders to sell them for increased cash flow.","title":"What Credit Score Is Needed To Buy a House?","pagePath":"/articles/what-credit-score-is-needed-to-buy-a-house","imageAlt":"A young couple holds up their new house key to show they just bought a house","tags":["creditonebank:LifeEvents","credit-one-central-topics:credit-score"]},{"date":"Wed Oct 26 08:44:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/10/220680_CM_CreditScoreHoliday_ART_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","previewDescription":"The holiday season is a time for family and friends \u2026 and gifts and food \u2026 and decorations \u2026 and celebrations \u2026 and traveling \u2026 and maybe even an occasional pumpkin-spiced item or two.","subtitle":"A Few Simple Steps Can Keep Your Holiday Season and Your Credit Score Joyous ","title":"How To Protect Your Credit Score During the Holidays","pagePath":"/articles/how-to-protect-your-credit-score-during-the-holidays","imageAlt":"Someone using a credit card to shop online during the holidays while taking steps to protect their credit score","tags":["credit-one-central-topics:holiday","creditonebank:LifeEvents","credit-one-central-topics:credit-score"]}],"lastPageNumberMobile":0,"currentPageNumber":11,"nextPageNumber":12,"lastPageNumber":19,"nextPageUrlMobile":"","articlesTopics":["financial tips","credit score","building credit","credit card","holiday","shopping"],"currentPageNumberMobile":11}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government