<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-report.4","prevPageNumber":2,"bottomArticles":[{"date":"Wed Oct 02 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240478_DA_CreditUtilizationRatioRefresh_SEOA_Resize_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Your credit utilization ratio might seem confusing, but it\u2019s really just a simple equation. Here\u2019s what it is and how it affects your credit score.","pagePath":"/articles/the-golden-ratio-of-credit","title":"What Is a Credit Utilization Ratio?","imageAlt":"A young woman at a laptop scowls as she looks at her credit card in one hand while holding her mobile phone in the other, likely wondering whether her credit utilization ratio is too high.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips","credit-one-central-topics:building-credit"]},{"date":"Mon Sep 30 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/09/240587_DA_StressedWomen_IP_IR1.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jennifer-brozic/jcr:content/data/master","previewDescription":"There are many reasons that you may experience financial issues that damage your credit. However, there are also many options for repairing your credit. ","pagePath":"/articles/rebuilding-credit-after-financial-issues","title":"How To Repair Your Credit","imageAlt":"A woman sits at a table, her head resting in her hands, conveying a sense of stress or deep contemplation as to how she can repair her damaged credit.","tags":["creditonebank:PersonalFinance","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]},{"date":"Sun Aug 18 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/01/What-to-Know-about-Authorized-Users.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Are credit card authorized users a credit boost or risk? Here are the benefits and drawbacks of adding an authorized user to your credit card.","pagePath":"/articles/what-to-know-about-authorized-users","title":"What Is an Authorized User on a Credit Card?","imageAlt":"A couple sits at the kitchen table using a tablet while looking at paperwork and holding a credit card, indicating that one of them may be an authorized user.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-report.2","prevPageUrlMobile":"/articles/topics/credit-report.2","prevPageNumberMobile":2,"topArticles":[{"date":"Thu Oct 24 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/Miss-Payment-Article-large.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"One late payment can have a surprisingly big impact, but the next steps you take can make a massive difference.","pagePath":"/articles/how-long-does-a-late-payment-stay-in-your-credit-reports","title":"How Long Do Late Payments Stay on Your Credit Report?","imageAlt":"Credit Wrecker: Miss Payment lounging on the couch","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Tue Oct 22 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240498_DA_CreditScoreToRentApartment_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"You\u2019ve found the perfect location, but is your credit in the right place? Find out what you need before you rent an apartment.","pagePath":"/articles/what-credit-score-do-you-need-to-rent-an-apartment","title":"What Credit Score Do You Need to Rent an Apartment?","imageAlt":"A pen and a key lie on top of a rental agreement, the kind you\u2019d fill out after a landlord confirms you have the credit score needed to rent an apartment.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score","credit-one-central-topics:building-credit"]},{"date":"Mon Oct 14 00:00:00 PDT 2024","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2024/10/240482_DA_CreditScoreRanges_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Your credit score range affects everything when you\u2019re applying for credit. Learn what they mean and where you stand.","pagePath":"/articles/ranges-of-credit-scores","title":"Credit Score Ranges","imageAlt":"An illustrated man pushes the indicator needle from yellow to green on a large tachometer, a common symbol used to represent credit score ranges.","tags":["creditonebank:CreditEducation","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]}],"lastPageNumberMobile":0,"currentPageNumber":3,"nextPageNumber":4,"lastPageNumber":7,"nextPageUrlMobile":"","articlesTopics":["credit report","financial tips","credit score","credit card","building credit"],"currentPageNumberMobile":3}"/>
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
