Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-card.8","prevPageNumber":6,"bottomArticles":[{"date":"Mon Jul 07 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/06/06152021_5 Ways to Make the Most of Your Money.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Money is one of your most valuable assets. Discover 5 ways to make the most of your money so it goes as far as possible.","pagePath":"/articles/5-ways-to-make-the-most-of-your-money","title":"5 Ways to Make the Most of Your Money","imageAlt":"5 Tips for Making the Most of Your Money","tags":["credit-one-central-topics:saving-money","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips","credit-one-central-topics:shopping"]},{"date":"Thu Jul 03 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/06/250394BD_CreditMix_ART_HeaderImage_Final.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"The concept of credit mix isn\u2019t always fully understood. Find out what it is and how a diverse credit mix can impact your credit score.","pagePath":"/articles/what-is-credit-mix","title":"What Is Credit Mix?","imageAlt":"A mixing bowl with wet and dry ingredients is shown from above as the cook whisks the contents together, representing the concept of credit mix.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:financial-tips"]},{"date":"Mon Jun 16 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/06/250353_DA_LBADebtAndDivorce_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"Divorce is a difficult and complicated matter. Learn how credit card debt is handled during divorce proceedings and some tips to protect your finances.","pagePath":"/articles/credit-card-debt-and-divorce-who-is-responsible-for-paying","title":"Credit Card Debt and Divorce: Who Is Responsible for Paying?","imageAlt":"A lawyer reviews paperwork at a negotiation table as a man and woman sit at adjacent corners, a scene that may occur during divorce proceedings while determining who is responsible for credit card debt.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-score","credit-one-central-topics:debt","credit-one-central-topics:financial-tips"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-card.6","prevPageUrlMobile":"/articles/topics/credit-card.6","prevPageNumberMobile":6,"topArticles":[{"date":"Wed Jul 09 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250384---DA_RefreshBalanceTransfers_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"Balance transfers can help you limit interest charges and simplify payments. But they also come with some pros and cons you should be aware of.","pagePath":"/articles/the-pros-and-cons-of-a-credit-card-balance-transfer","title":"How Balance Transfers Work","imageAlt":"A credit card and roll of cash balance against each other on a set of scales, representing a balance transfer of money from one card to another.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Wed Jul 09 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2021/02/104343 COC_51_103826_whathappenswhenyou.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"A late credit card payment can cause frustration and bring consequences. Let\u2019s explore the potential fees, interest rate increases, and other effects of being late.","pagePath":"/articles/what-happens-when-you-make-a-late-credit-card-payment","title":"What Happens When You Make a Late Credit Card Payment?","imageAlt":"A concerned couple reviews a financial statement at their kitchen table, which has several documents, a calculator, coffee pot and laptop on it. Perhaps they forgot a bill and are considering what happens when you make a late credit card payment.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:credit-report","credit-one-central-topics:credit-score"]},{"date":"Tue Jul 08 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/07/250376---DA_RefreshCCPayments_SEOA-_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jorge-labrador/jcr:content/data/master","previewDescription":"Making on-time payments is an essential part of a healthy credit score. Learning these tips can help you stay on top of your credit card payments.","pagePath":"/articles/staying-on-top-of-your-credit-card-payments","title":"Staying on Top of Your Credit Card Payments","imageAlt":"A woman, framed from the neck down, sits at a desk with coffee and a laptop while writing in a spiral notebook. She looks as if she may be checking items off a list, a useful tool for staying on top of credit card payments.","tags":["credit-one-central-topics:credit-card","credit-one-central-topics:debt"]}],"lastPageNumberMobile":0,"currentPageNumber":7,"nextPageNumber":8,"lastPageNumber":33,"nextPageUrlMobile":"","articlesTopics":["credit report","financial tips","credit score","saving money","credit card","debt","shopping"],"currentPageNumberMobile":7}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Card

A credit card and roll of cash balance against each other on a set of scales, representing a balance transfer of money from one card to another.

How Balance Transfers Work

Balance transfers can help you limit interest charges and simplify payments. But they also come with some pros and cons you should be aware of.

A concerned couple reviews a financial statement at their kitchen table, which has several documents, a calculator, coffee pot and laptop on it. Perhaps they forgot a bill and are considering what happens when you make a late credit card payment.

What Happens When You Make a Late Credit Card Payment?

A late credit card payment can cause frustration and bring consequences. Let’s explore the potential fees, interest rate increases, and other effects of being late.

A woman, framed from the neck down, sits at a desk with coffee and a laptop while writing in a spiral notebook. She looks as if she may be checking items off a list, a useful tool for staying on top of credit card payments.

Staying on Top of Your Credit Card Payments

Making on-time payments is an essential part of a healthy credit score. Learning these tips can help you stay on top of your credit card payments.

5 Tips for Making the Most of Your Money

5 Ways to Make the Most of Your Money

Money is one of your most valuable assets. Discover 5 ways to make the most of your money so it goes as far as possible.

A mixing bowl with wet and dry ingredients is shown from above as the cook whisks the contents together, representing the concept of credit mix.

What Is Credit Mix?

The concept of credit mix isn’t always fully understood. Find out what it is and how a diverse credit mix can impact your credit score.

A lawyer reviews paperwork at a negotiation table as a man and woman sit at adjacent corners, a scene that may occur during divorce proceedings while determining who is responsible for credit card debt.

Credit Card Debt and Divorce: Who Is Responsible for Paying?

Divorce is a difficult and complicated matter. Learn how credit card debt is handled during divorce proceedings and some tips to protect your finances.

Page 7 of 33

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.