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Golden coins are sorted into stacks of different heights, representing how income can differ from month to month for someone with an irregular income

How To Budget With Irregular Income

Having an irregular income can come with challenges. Luckily, these budgeting tips can help set you up for financial success.

A credit counselor meets with a young couple to discuss their finances and make a plan for debt management.

What Is Credit Counseling?

When you find yourself in debt, it’s easy to panic. Sometimes professional advice from a certified credit counselor can be the lifeline you need.

A man pays for his restaurant meal by tapping his phone to a handheld card terminal. Mobile wallet payments like this use credit card tokenization for security.

What Is Credit Card Tokenization?

Credit cards come with various security features, some more familiar than others. Learn what tokenization is and how it works to keep your data safe.

A man holds his phone in one hand and credit card in the other, looking into his phone with a surprised expression. Perhaps this is his first credit card and he narrowly avoided making a mistake.

5 Mistakes to Avoid With Your First Credit Card

Knowing what to look for can help you start your credit journey. Watch out for these mistakes when using your first credit card.

A selection of credit cards with a large percentage sign represents how credit card interest rates work.

How Do Credit Card Interest Rates Work?

Most of us like interest when earning it, but not when paying it. Some strategic financial moves will help you minimize or avoid these charges.

A woman sorts through mail at her mailbox, perhaps looking at a pre-approved credit card offer letter. Seeing if you pre-qualify for a card is a different process.

Pre-Qualified vs Pre-Approved Credit Card Offers: What’s The Difference?

“Pre-qualified” and “pre-approved” are two common terms you’ve likely seen related to credit card offers. Here’s what they really mean, and what the differences are.

Page 5 of 33

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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