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Building Credit

A woman uses a laptop to apply for a credit card, even though she may have no or bad credit history.

Getting a Credit Card With No or Bad Credit History

When you have no credit history, or bad credit history, getting approved for a credit card can be difficult. But it’s not impossible.

A young businessman struggles to carry a large burlap bag with the word “Debt” on it, representing the large burden of carrying debt like the average person.

How Much Debt Is the Average Person In?

It’s natural to wonder how much debt other people carry. Knowing the answer can even help you manage and reduce your own debt.

A worried young woman sits at a desk stacked with unpaid bills, her head in her hands, conveying financial stress as a Gen Z navigating debt and economic instability

Trends and Factors Affecting Generational Financial Trauma

The financial experiences people have early on, whether positive or negative, shape their relationships with money for life. They can affect how people handle paycheck

A lock sits on a pile of credit cards to represent secured credit cards.

Secured vs. Unsecured Credit Cards: What’s the Difference?

Unsecured credit cards can offer more benefits than secured credit cards, but they may not be the right choice for your unique financial situation.

Credit Wrecker: Cancelina with a blow torch flame on a credit card

6 Reasons Your Credit Score Could Drop

Your credit score can fluctuate for a number of reasons. Here are some of the most common things that could trigger a credit score drop.

A page titled Bankruptcy sits on a desk beside a calculator, glasses and pen, ready to create a plan to rebuild credit.

How To Rebuild Credit After Bankruptcy

Rebuilding credit after bankruptcy takes time and commitment. But it’s definitely possible with some patience, diligence, proven strategies, and the right tools.

Page 3 of 10

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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