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Credit Education

Bird’s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score

Does Pre-Qualification Affect Your Score?

If you find yourself tempted to “see if you pre-qualify” on a credit card company website, but you’re concerned about impacting your credit score, don’t worry. No, submitting a

A pre-approved credit card offer letter, which does not affect your credit score

Do Pre-Approved Credit Card Offers Affect Your Credit?

If you’ve received a pre-approved credit card offer, you’ll be happy to know that no, it doesn’t affect your credit score.

A woman looks confused with something on her credit card bill.

What is a Negative Balance on a Credit Card Statement?

A negative credit card balance is when your balance is below zero, appearing as a negative amount. While this may seem like a bad thing, it’s actually quite the opposite. This means

Tips for Preventing Credit Card Fraud

Preventing Credit Card Fraud

Do you get emails from addresses that you don’t recognize? How about text messages from unfamiliar phone numbers? These are common phishing tactics made by fraudsters trying to

Can Teenagers Get a Credit Card?

Can a 16-Year-Old Get a Credit Card?

Learning to manage credit at a younger age is a skill that could pay dividends later in life. Your credit score doesn’t just affect your ability to be approved for future credit,

A Comparison of American Express and Visa

American Express or Visa—Which Is Right for You?

If you’ve ever been in the market for a credit card, you probably spent some time considering which type of credit card to apply for. Two of the most popular choices are American

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